A fully customisable business digital banking solution designed to grow and adapt with your business, for banks and fintechs that want to deliver a consistent experience across digital, mobile self-service, and banker-assisted channels. Create your own business digital bank in a matter of days.
Key Metrics & Performance
- Cloud-Native: Scalable Architecture
- REST API: Full Integration Layer
- Banking-Grade: Security and Compliance
- Multi-Currency: Accounts and Wallets
Business clients have outgrown what most banks are offering them.
SMEs, scale-ups, and corporate clients are running their finances across four or five disconnected tools. The bank that brings everything together, accounts, cards, payments, invoicing, and expense management, in one seamless experience wins the relationship.
Core Capabilities & Features
Account visualisation dashboard
A detailed, graphical dashboard displaying all company account balances across multiple currencies, transaction history, card activity, and real-time notifications. Business clients see exactly where their money is at a glance, on any device, with real-time transaction and settlement status always available.
Card management
Create and manage all company cards, from employee cards to corporate spend accounts. Set individual limits, track detailed transactions per card, and gain a comprehensive overview of all company expenses in one view. Full control without the manual overhead.
Role management
Administrators assign and manage access privileges for every user, controlling who sees what, who can initiate payments, and who can approve them. Roles, permissions, and authentication are managed from one place, providing a robust framework for controlling access to sensitive financial data.
Payments, approvals, and accounting
Bulk and batch payments, customisable payment approval workflows, automated expense categorisation, and integration with popular accounting software all sit in one platform. Every outgoing payment is tracked, approved at the right level, and reconciled automatically.
Multifunctional back-office CRM
A comprehensive back-office cockpit provides a complete view of all user activities within every business account. Manage operations, transactions, accounts, and card activity from one central hub, including KYB and AML management. Everything your team needs to oversee your entire client base without switching tools.
E-invoicing built in
E-invoicing is seamlessly integrated with the business banking platform, giving business clients a complete financial management experience without leaving the app. Send invoices, collect payments, and reconcile automatically, all within the same platform.
Users
unlimited, role-based access control
Channels
web, mobile (iOS/Android), API
Use Cases
For freelancers and digital nomads
A user-friendly app for easy account management, international payments, and currency conversions. Fully compliant across different countries, allowing freelancers to open and manage accounts from anywhere. Simple, fast, and built for how they actually work.
For growing SMEs
Multi-currency business accounts, bulk payment processing, expense management, and e-invoicing in one place. Role management ensures the right people have the right access as the team grows. Accounting integration keeps the books accurate without manual effort.
For enterprises
Customisable payment approval workflows, multi-entity account management, automated expense categorisation, and a comprehensive back-office CRM for full operational oversight. The same platform, scaled to enterprise complexity.
Frequently Asked Questions
Is this a product for businesses directly, or for banks and fintechs to deploy to their clients?
Both. Banks and fintechs deploy Be1B Business Digital Banking as a white-label product to their business clients, fully branded under their name. Businesses can also access certain services directly via Business Hub. For the full white-label business banking platform, speak to our team.
How long does the implementation take?
The process runs from project kickoff through UI/UX prototype, development, testing, and launch. Timeline depends on the complexity of the configuration and the number of features being deployed. Be1B's goal is to get you to launch in days where possible, not months.
Can the platform scale from small businesses to large enterprises?
Yes. Be1B Business Digital Banking is designed to scale from a freelancer managing a single account to an enterprise running multi-entity, multi-currency finances with complex approval workflows. The platform adapts to the client's complexity, not the other way around.
Is e-invoicing included in the platform?
Yes. E-invoicing is seamlessly integrated with the business banking platform. Business clients can create, send, and track invoices without leaving their banking app. Payments reconcile automatically against the account.
How does the back-office CRM work for our operations team?
The back-office cockpit gives your team a comprehensive view of all user activities across every business account, transactions, accounts, cards, and KYB and AML management from one central hub. No tool-switching and no data gaps.
What accounting software integrations are available?
Be1B Business Digital Banking integrates with major accounting platforms via API, ensuring transaction data flows automatically into your clients' accounting systems. Contact our team for the current list of supported integrations.
Is the platform fully white-label?
Yes. Your business clients see your brand throughout, including your logo, colours, and product name. Be1B branding does not appear in the client-facing product.
Get Started
Create your own business digital bank in a matter of days. Connect with Be1B experts: https://be1b.com/contact