While others discuss white-label banking solutions, Be1B focuses on flexibility, modularity, and tailor-made excellence. A fully customisable individual digital banking platform built for banks and fintechs that want to deliver experiences their customers will actually choose.
Your customers are comparing you to the neobanks every time they open your app.
Consumer expectations for digital banking in 2026 are set by the challengers, not the incumbents. Seamless navigation, personalised insights, instant everything. Banks that cannot match that standard lose customers quietly, one switch at a time.
Core Capabilities & Features
Instant digital account opening
Full account opening in under five minutes with document scan, identity verification, and liveness check. Account and virtual card are available immediately on approval, with no branch visit, paperwork, or waiting period.
Multi-currency personal wallets
Hold, convert, and spend in 150+ currencies from one account. Real exchange rates, transparent fees, and instant conversion built for international customers, expats, and frequent travellers.
Personalised financial insights
Automatic transaction categorisation, monthly spending summaries, and personalised insights that help customers understand and manage their money. The next-generation user experience sets a new standard for digital banking.
User loyalty
Built-in loyalty tools reward customers for engagement, driving consistent app usage, deeper product relationships, and the kind of daily habit that makes your platform their primary financial home.
Personal cards, physical and virtual
Physical and virtual debit cards issued under your brand with Apple Pay and Google Pay provisioning from day one. Real-time spend notifications, instant freeze and unfreeze, and card limit management are all handled in the app.
Real-time payments and transfers
SEPA Instant, domestic transfers, and account-to-account payments processed in real time. Split bills, request money, and schedule transfers from the same intuitive interface.
Use Cases
Established banks, digitalise your offering
Whether you're meeting the demands of evolving customers or defending market share against challenger banks, Be1B gives you a digital banking layer that competes on experience and is delivered in days, not years.
Fintechs, launch your neobank
Build a full neobank product on Be1B's regulated infrastructure with accounts, cards, payments, and personalised insights without building the core from scratch. Focus entirely on growth and customer experience.
Lifestyle neobank, a vivid example
Imagine a bank that understands your lifestyle, one that caters to travel, dining, and experiences. A Be1B-powered lifestyle neobank brings convenience, personalised financial services, and a brand experience that celebrates how each customer actually lives. Driven by the need to engage.
Frequently Asked Questions
Is this for building a new neobank or upgrading an existing bank?
Both. Be1B's platform works for established banks looking to digitalise their customer offering and for fintechs launching a new neobank from scratch. The same platform is configured differently for each use case.
How is this different from a generic white-label solution?
Be1B focuses on flexibility, modularity, and tailor-made excellence. Your platform is configured for your product, your brand, and your customers, not a template with your logo swapped in. The client journey starts with a dedicated project kickoff and UI/UX prototype phase before development begins.
How long does it take to go live?
The process runs from project kickoff through UI/UX prototype, development, testing, and launch. Be1B's goal is to get you live in days where possible, not months. The exact timeline depends on the complexity of your product configuration.
Can the platform support lifestyle or niche banking products?
Yes. Be1B's platform is built for exactly this, whether you're building a travel-focused neobank, a product for the younger generation, or a banking experience built around a specific customer lifestyle. The modules connect to support any product vision.
What does 'fraction of cost and time' mean in practice?
Building a digital banking platform from scratch requires years of development and a substantial technology budget. Be1B delivers a custom, fully branded platform that competes on experience at a fraction of what a ground-up build would cost and in a fraction of the time.
Is the platform fully white-label?
Yes. Your customers see your brand throughout, including your logo, colours, and product name. Be1B branding does not appear in the consumer-facing product.
Can the platform expand as our customer base grows?
Yes. Be1B's platform is built to scale from a small initial launch to a growing customer base with expanding product requirements. New modules connect as you need them.
Get Started
Launch your banking solution in a matter of days. Connect with Be1B experts: https://be1b.com/contact